Recovering owed payments can be a stressful and time-consuming process. At Nihang Law, we help clients pursue debt recovery and collection to ensure that judgments are enforced effectively. In adherence with collection and debt recovery legislation in Ontario, such as the Collection and Debt Settlement Services Act and the Consumer Protection Act, our team works diligently to recover owed amounts and uses legal strategies to secure payments while minimizing delays and complications.
Comprehensive Services
At Nihang Law, we offer strategic, end-to-end legal support to help individuals, professionals, and businesses recover outstanding debts. Whether you are seeking pre-litigation collection or enforcement of a court judgment, we provide tailored legal solutions designed to maximize recovery while minimizing cost and delay.
Demand Letters and Pre-Litigation Collection
A well-drafted legal demand letter often prompts repayment without the need for court action. We prepare persuasive and legally sound notices that outline the debt, set deadlines for repayment, and communicate potential legal consequences if left unresolved.
Small Claims Court Actions
For debts within the jurisdictional limit of Ontario’s Small Claims Court (under $35,000), we represent clients in claims involving unpaid invoices, loans, bounced cheques, and more. Our team manages the process from claim filing to settlement or trial, with a focus on efficient recovery.
Superior Court Collection Matters
Should the debt amount exceed the Small Claims limit (above $35,000) or involve complex issues, we pursue recovery through the Superior Court of Justice. We handle breach of contract claims, promissory note enforcement, construction liens, and other high-value or document-heavy disputes.
Judgment Enforcement: Garnishments, Writs, and Seizure
Obtaining a judgment is only the first step. We assist clients in enforcing judgments through garnishment of wages or bank accounts, filing writs of seizure and sale against real estate property or assets, and exploring other enforcement options to ensure the debt is collected.
Tracing and Recovering Hidden or Transferred Assets
If a debtor has fraudulently transferred assets or is concealing property to avoid repayment, we act quickly to trace, freeze, and recover those assets. Our firm uses available legal remedies, including Mareva injunctions and fraudulent conveyance claims, to secure your position. These remedies are typically pursued in higher-stakes cases where there’s risk that the debtor will dissipate or hide assets before judgment enforcement.
Negotiated Repayment Arrangements
In cases where full immediate recovery is impractical, we help clients negotiate ideal, enforceable, and legally binding structured repayment plans. This approach can often lead to voluntary compliance and long-term resolution without litigation.
Nihang Law’s Approach
We recognize that every collection matter involves not just a legal issue, but a financial and relational one. Our approach is focused on strategic, respectful, and results-oriented enforcement.
- Assertive but Professional: We keep a firm but courteous tone when dealing with debtors to maintain respect and reduce the risk of unnecessary escalation.
- Targeted Legal Tools: We choose the most effective enforcement strategies based on the size of the debt, the debtor’s assets, and your recovery goals.
- Efficiency-First Mindset: We prioritize timely recovery without prolonged or costly litigation, unless absolutely necessary.
Whether you are owed money by an individual, former employee, tenant, or business partner, we work to ensure your rights are enforced and your losses minimized.
Why Choose Nihang Law
At Nihang Law, we understand that recovering debts is more than just legal procedures. It’s about protecting your bottom line and restoring balance. Clients choose us for our cost-effective recovery methods, where we minimize legal expenses by focusing on early resolution and using the most efficient avenues for recovery. Regardless of your industry, we provide transparent communication, practical legal advice, and assertive representation tailored to your recovery goals.
Our proven results have helped clients recover significant unpaid debts, including straightforward cases and highly contested claims. We routinely handle matters involving multiple debtors, cross-border transactions, asset concealment, and enforcement of foreign judgments. Our past clients include landlords, professionals, lenders, contractors, and service providers.
Given that most debt claims are subject to a two-year limitation period under the Limitations Act, 2002, starting from the date the debt became discoverable, seeking legal advice early is essential to preserving your rights. Contact us today to discuss your debt recovery concerns.